Invest in a secured loan
Lands
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 31. 8. 2027.
Minimum investment specifies the lowest possible amount that can be invested in the project.
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
Tato investice má splatnost 31. 8. 2027.
Minimum investment specifies the lowest possible amount that can be invested in the project.
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
Get to know the project
Reading Time: < 1 minuteThis is a repeat business with a client who is involved in real estate investments and the execution of smaller development projects. The client carries out several land projects (preparing land for individual construction) in Kladno, and also undertakes the revitalization of a wide range of properties in Belč (Kladno district). The client engages in various activities—from business operations and providing tax and financial advisory services to implementing smaller development projects. These diverse activities will serve as sources for loan repayment.
Description of real estate collateral
- Basic description of the property: The land is designated by the zoning plan for individual residential use, with plans to build 18 terraced family houses on the plots. The total area of the land is 4,912 m².
- Property value as of the date: 18,700,000.00 CZK, estimated on 13 August 2024.
- Lien in the 1st order
- Location and surroundings: Kladno – Motyčín
- Technical condition of the property: The plots are designated for individual family housing development. The plots are accessible from a public road.
- Basic description of the property: The building with two residential units, where on the ground floor there is a unit with a diposition of 4 + 1 and in the attic with the second with a diposition of 3 + 1. The total usable area of the building is about 270 m2.
- Property value as of the date: 7,600,000.00 CZK, as of August 13,2024.
- Lien in the 1st order
- Location and surroundings: Belec (Kladno district), which is about half an hour drive from Kladno. The building is part of the former sawmill complex, which is undergoing a total transformation.
- Technical condition of the property: The building is just before the completion of the reconstruction.
- Basic description of the property: Land in the outskirts of the city, the total area is 9 045 m2 and the subject land is designated for 7 end parcels. The plots are connected to the first two phases of the project.
- Property value as of the date: 15,400,000 CZK, as of October 12,2021.
- Lien in the 3rd order (liens in earlier order are in favour of Ronda Invest a.s.)
- Location and surroundings: Kladno – Hnidousy
- Technical condition of the property: Land before obtaining planning permission.
INFORMATION ABOUT THE
LOAN AND THE BORROWER
INFORMATION ABOUT THE
LOAN AND THE BORROWER
INFORMATION
ABOUT COLLATERAL
INFORMATION
ABOUT COLLATERAL
How it works?
FAQ
The returns are stated in percentage p.a., i.e. in the total annual percentage amount. However, you will receive a significant portion of the income from RONDA IVNEST into your account every month.
Along with registration with RONDA INVEST, an account with PAYMONT is automatically created for you, which will serve as your investor account linked to the platform. At the same time, we will credit you with income and return the invested amount to this account, and you can make financial transactions and transfers wherever you need from it and to it.
The original investment is always returned at the latest at the end of the loan maturity. The maturity of the loan is indicated in the description of each participation. In exceptional cases, it may happen that we return the investment to you a little earlier before the due date, when the credit client repays his debt early.
And in the case of, for example, developer loans, we return part of the principal already during the investment.
You can choose projects depending on whether you want to invest in Czech crowns or euros.
Both are possible, and thanks to the PAYMONT account it is also very simple, you can easily and profitably exchange one currency for another.
Current exchange rates are always at hand, visible in Internet banking.
Founded in 2020, PAYMONT UAB is an electronic money institution regulated by the National Bank of Lithuania with license No. 80, which allows offering comprehensive payment services throughout the EU.
The PAYMONT account is multi-currency, allows for immediate currency exchange without hidden fees, SEPA and SWIFT payments, and is accessible online in the form of internet banking.
We will set up an account with PAYMONT for everyone together with registration with RONDA INVEST, and it serves as an account for the payment of income and the return of the invested amount from the agreed participations. It is connected to the RONDA INVEST platform, so that in the event of an investment agreement, your funds are automatically collected from it and your participation is activated. At the same time, you can carry out financial transactions and transfers to any other account to and from it.
Keeping an account is free, as are most services. Some services are charged small amounts, as indicated in the price list.
Current offers
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 31. 1. 2026.
Minimum investment specifies the lowest possible amount that can be invested in the project.
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 31. 8. 2026.
Minimum investment specifies the lowest possible amount that can be invested in the project.
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100
Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.
p.a. stands for per annum, meaning the yield calculated on an annual basis.
Example:
You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.
Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.
After this date, we will transfer to your account, along with the final yield, the original invested amount as well.
This investment has a maturity 30. 4. 2026.
Minimum investment specifies the lowest possible amount that can be invested in the project.
LTV = Loan to Value
(in translation, “loan to value”)
LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.
Calculation of LTV = loan amount / estimated market value × 100