AKCE
Family houses Ostrava

Invest in a secured loan

Family houses Ostrava (7th phase)

Ostrava
Yield p.a.
7,788 %

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

Maturity
20 months

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

This investment has a maturity 30. 4. 2026.

Min. investment
1 000 Kč

Minimum investment specifies the lowest possible amount that can be invested in the project.

LTV
52,57 %

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

AKCE
Family houses Ostrava
Yield p.a.
7,788 %

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

Maturity
20 months

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

Tato investice má splatnost 30. 4. 2026.

Min. investment
1 000 Kč

Minimum investment specifies the lowest possible amount that can be invested in the project.

LTV
52,57 %

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

(7th phase)
Family houses Ostrava
Ostrava

Get to know the project

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The loan was granted to the client for the construction of four semi-detached houses on the outskirts of Ostrava. The client is an experienced developer who has already completed several similar projects in the area. This marks the second loan provided to the client by RONDA INVEST, with the first being repaid on time and without any issues. The source of repayment of the loan will be the sale of the houses in question and other activities of the client. These include, in particular, real estate and development activities – rental of several apartment houses and implementation of another project in the Central Bohemia region. Currently, the second tranche of the loan has been drawn down and the rough construction of all eight houses has been almost completed, with construction work proceeding very quickly.

Description of real estate collateral

01 Family houses Ostrava Collateral values
45 656 660 

  • Basic description of the property: The new family houses will be located in the outskirts of Ostrava, in the local part of Muglinov, in an existing development of family houses. Each family house will have a usable area of approx. 125m2 and a plot of approx. 450 m2.
  • Value of the property as of date: 32 804 451,00 Kč, as of June 24, 2024
  • Lien in the 1st order
  • Location and surroundings: Ostrava Muglinov, outskirts of the regional town with existing family housing.
  • Technical condition of the property: project under construction. The main water supply line has been installed, foundation structures, load-bearing vertical and horizontal structures have been completed in all buildings. The base layers of the future access road have also been made.

INFORMATION ABOUT THE
LOAN AND THE BORROWER

INFORMATION ABOUT THE
LOAN AND THE BORROWER

Repayment frequency of principal:
one-time payment on the final maturity date of the loan ( according to house sales)
Repayment frequency of interest:
monthly
Amount from the total loan amount offered for participation:
CZK 4,575,000
Repayment ethics:
seamless
all previous instalments duly paid
Number of guarantors/co-debtors:
1
Legal form:
czech company
without negative information
Amount of the provided loan:
CZK 40,000,000
overall credit framework
Repayment sources:
sale of houses under construction, resources within the client group
Purpose of utilization:
construction of family houses
Numeric designation of the loan:
257

INFORMATION
ABOUT COLLATERAL

INFORMATION
ABOUT COLLATERAL

Total collateral value:
CZK 32,804,451
Primary collateral:
development project in Ostrava
Location:
Ostrava
LTV
52.57%
Notarial record:
YES

Photogallery

How it works?

How it works?

FAQ

How and when are the returns and original invested funds paid out?
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The returns are stated in percentage p.a., i.e. in the total annual percentage amount. However, you will receive a significant portion of the income from RONDA IVNEST into your account every month.

Along with registration with RONDA INVEST, an account with PAYMONT is automatically created for you, which will serve as your investor account linked to the platform. At the same time, we will credit you with income and return the invested amount to this account, and you can make financial transactions and transfers wherever you need from it and to it.

The original investment is always returned at the latest at the end of the loan maturity. The maturity of the loan is indicated in the description of each participation. In exceptional cases, it may happen that we return the investment to you a little earlier before the due date, when the credit client repays his debt early.
And in the case of, for example, developer loans, we return part of the principal already during the investment.

What if I want to invest in both CZK and EUR?
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You can choose projects depending on whether you want to invest in Czech crowns or euros.

Both are possible, and thanks to the PAYMONT account it is also very simple, you can easily and profitably exchange one currency for another.

Current exchange rates are always at hand, visible in Internet banking.

What does PAYMONT do and what is it for?
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Founded in 2020, PAYMONT UAB is an electronic money institution regulated by the National Bank of Lithuania with license No. 80, which allows offering comprehensive payment services throughout the EU.

The PAYMONT account is multi-currency, allows for immediate currency exchange without hidden fees, SEPA and SWIFT payments, and is accessible online in the form of internet banking.

We will set up an account with PAYMONT for everyone together with registration with RONDA INVEST, and it serves as an account for the payment of income and the return of the invested amount from the agreed participations. It is connected to the RONDA INVEST platform, so that in the event of an investment agreement, your funds are automatically collected from it and your participation is activated. At the same time, you can carry out financial transactions and transfers to any other account to and from it.

Keeping an account is free, as are most services. Some services are charged small amounts, as indicated in the price list.

Do you need advice?

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Current offers

Family houses
Yield p.a.

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

7,91 %
Maturity

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

This investment has a maturity 31. 1. 2026.

16 months
Min. investment

Minimum investment specifies the lowest possible amount that can be invested in the project.

10 000 CZK
LTV

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

64,94 %
(6th phase)
Family houses
Prague - Sterboholy
Villa
Yield p.a.

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

7,9794 %
Maturity

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

This investment has a maturity 31. 8. 2026.

23 months
Min. investment

Minimum investment specifies the lowest possible amount that can be invested in the project.

10 000 CZK
LTV

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

51,03 %
(5th phase)
Villa
Prague Vinohrady, Jesenice
PREMIUM
Lands
Yield p.a.

Yield represents the monetary amount you gain from invested capital. It indicates the difference between the final value of the investment and the capital used.

p.a. stands for per annum, meaning the yield calculated on an annual basis.

Example:

You invest 10,000 CZK with a yield of 10% p.a. The yields will be paid to you proportionally every month, and in one year, you will receive a total of 1,000 CZK in yields.

8,064 %
Maturity

Maturity indicates the binding date by which the loan will be repaid and your investment comes to an end.

After this date, we will transfer to your account, along with the final yield, the original invested amount as well.

This investment has a maturity 31. 8. 2027.

35 months
Min. investment

Minimum investment specifies the lowest possible amount that can be invested in the project.

100 000 CZK
LTV

LTV = Loan to Value
(in translation, “loan to value”)

LTV indicates the ratio of the property value to the loan value. The lower the LTV, the higher the level of security.

Calculation of LTV = loan amount / estimated market value × 100

58,03 %
Lands
Kladno - Motycin
CALCULATOR
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.